Category Archives: Financial

The Client Experience at Centura Wealth Advisory With Our Client Tina Daniels (Ep. 55)



We started working with Tina Daniels’ family nearly 18 years ago for her grandmother’s estate. Then, we worked on her parents’ estate. As of today, we have been helping Tina manage her wealth for nearly 15 years.

In this episode, Derek Myron interviews Tina, the Managing Director of Agency & Brand Measurement Analytics at Google. Tina provides a glimpse into what it’s like to work with Centura Wealth Advisory (Centura) and how our Liberated Wealth® Process has helped her secure her financial future.

Tina discusses:

  • Why she doesn’t manage her own wealth, despite having a strong financial background
  • Her experience of working with multiple professionals on the Centura team
  • The biggest financial lessons she gained as our client
  • Her advice to other individuals who are in a similar financial position as hers
  • And more

Resources:

Connect With Tina Daniels:

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About Our Guest:

Tina Daniels is a current client of Centura Wealth Advisory. Tina is a marketing industry leader – a digital veteran successfully driving internal and external corporate growth. She has designed and led innovative, multi-faceted engagements with Fortune 500 companies, developed online business and marketing strategies, created advertising campaigns and offered unique performance analyses. Tina’s experience spans agency, publisher, and technology companies, where she’s achieved success in both corporate and startup environments.

The presented testimonial is from a current Centura client and is for informational purposes only. The statements provided should not be considered as a representation of all client experiences, which may differ substantially.


Multifamily Real Estate as a Hedge Against Inflation With Paul Kaseburg (Ep. 54)



With inflation reaching 40-year highs, investors are eager to find investments to hedge against the decreasing value of their money.

In this episode, Chris Osmond speaks with Paul Kaseburg, Chief Investment Officer of MG Properties, about investment opportunities in the multifamily real estate market and how they help you cope with rising inflation rates.

Paul discusses:

  • How real estate in general responds to inflationary pressures
  • The advantages of multifamily over other types of real estate investments
  • Latest trends in cap rates and cost of debt that real estate investors should know about
  • How inflation is impacting the affordability gap between single-family homes and apartment renting
  • And more

Connect With Paul Kaseburg:

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About Our Guest:

Paul Kaseburg joined MG Properties in 2010 and is responsible for the firm’s acquisition, disposition, and capital markets activities. At MG, he has been involved with the purchase of approximately 18,000 units totaling $3 billion in total consideration. Paul has 17 years of experience in real estate private equity investment, capital markets, and corporate M&A. Prior to joining MG, he held various roles in commercial real estate debt and equity acquisitions, development, and financing. He has a background in corporate M&A and venture capital investing at Northrop Grumman (NOC). Paul holds a Bachelor of Science degree in Mechanical Engineering from the University of Notre Dame, and an MBA in Finance and Entrepreneurship from the UCLA Anderson School of Management.


Get To Know Our New Senior Wealth Advisor Seth Meisler (Ep. 53)



Recently, we had a great addition to our team!

In January 2022, Seth Meisler, CFA, CFP®, CPA/PFS, MBA, joined Centura Wealth Advisory as a Senior Wealth Advisor, bringing in 15 years of experience as a financial advisor and Chief Investment Officer.

In this episode, Jonathan Freeman, Chief Operating Officer, interviews Seth about his personal and professional journey. Seth also shares his future plans with the firm and the type of clientele he aims to serve.

Seth discusses:

  • His major personal and philanthropic interests
  • How he fits into Centura Wealth Advisory’s broad bench of professionals
  • The niche markets that he specializes in serving (both nationally and locally)
  • What motivated him to join the team at Centura Wealth Advisory
  • And more

Connect With Seth Meisler:

Book Time with Jonathan Freeman:

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About Our Guest:

Seth Meisler, CFA, CFP®, CPA/PFS, MBA, joined Centura Wealth Advisory in January 2022 as a Senior Wealth Advisor. With 15 years of experience as a financial advisor and Chief Investment Officer, Seth helps clients reach their financial goals by offering strategic financial planning, tax planning, and investment management solutions. Seth is a member of the CFA Institute of Minnesota (CFAMN), the Minnesota Society of  CPAs (MNCPA), the Financial Planning Association of Minnesota (FPAMN), and the American Institute of Certified Public Accountants (AICPA). Seth is also a member of Ed Slott’s Master Elite IRA Advisory Group, where he studies the complexities of IRAs in order to help his clients with tax and distribution strategies. Seth has been published in Marketwatch.com and in Forbes.

 


How To Make Smarter Planning and Investment Decisions in a Rising Interest Rate Environment (Ep. 52)



Interest rates have been considerably lower than inflation for several months now. However, we have started experiencing a rise in interest rates.

During this transition period, as interest and inflation rates adjust over time, how can you strive for better risk-adjusted returns?

Sean Clark, Director of Financial Planning, and David Cariani, Vice President, answer this question in today’s episode! They explore financial planning and investment strategies to help you cope with rising interest rates.

Sean and David discusses:

  • Why interest rates are a key input into your planning and investment decisions
  • Potential impact of rising interest rates on the U.S. economy
  • How to minimize the risk of principal loss and reduced purchasing power
  • Four alternative investments to consider over traditional fixed income
  • And more

Resources:

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What It’s Like to Work With Centura Wealth Advisory With Our Client David Pann (Ep. 51)



One of the goals of this podcast is to help you understand what it’s like to work with Centura Wealth Advisory before you even become a client. 

And who better to talk about the client experience than one of our current clients?

In this episode, Roby Kotcamp interviews our client David Pann, who has held executive positions at major tech companies like Microsoft, Yahoo!, and Netscape, and is currently on the path to retirement. David shares his experience in using Centura Wealth Advisory’s Liberated Wealth® process.

David discusses:

  • How his goals and priorities shifted while advancing his career and accumulating wealth
  • Reasons to bring in professionals instead of managing your own finances
  • How he benefits from Centura Wealth’s holistic, process-driven approach (with examples)
  • His advice to other high-net-worth individuals looking for efficient wealth management
  • And more

Resources:

Connect With David Pann:

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About Our Guest:

David Pann is a current client of Centura Wealth Advisory. Having been a senior SaaS & global search advertising software executive, David Pann has expertise in R&D, product management, marketing, online marketplace design, & multi-channel field enablement & operations to create scalable solutions & businesses.

 

The presented testimonial is from a current Centura client and is for informational purposes only. The statements provided should not be considered as a representation of all client experiences, which may differ substantially.

 


The Current Commercial Real Estate Landscape in Southern California (Ep. 50)



Are you looking for lucrative real estate opportunities in Southern California?

If yes, then this episode is for you.

In this episode, Derek Myron speaks with Eric Northbrook, Managing Director of Voit Real Estate Services’ San Diego and Carlsbad offices. Eric shares insights on the current commercial real estate landscape in Southern California, along with potential investment opportunities for both individuals and businesses.

Eric discusses:

  • Recent trends in multi-family, office, and industrial real estate
  • Key variables that can impact commercial real estate moving forward
  • Current real estate inventories in the San Diego County
  • Areas that are gaining more traction from real estate investors
  • And more

Connect With Eric Northbrook:

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About Our Guest:

As Managing Director of Voit Real Estate Services’ San Diego and Carlsbad offices, Eric Northbrook oversees Voit’s operations and directs a team of brokerage professionals who work together to provide clients with a single-point of service for all of their commercial real estate requirements. Prior to joining Voit, Northbrook served as Executive Director of Brokerage Services for Cushman & Wakefield of San Diego. While there, his focus was on the Central San Diego County and I-15 Corridor specializing in tenant and corporate representation. He is an expert in representing institutional owners in the marketing and leasing of quality Class A office space. Prior to Cushman & Wakefield, Northbrook was with Colliers International for 12 years, where he was a consistent top producer.


What Should You Do When Your Wealth Is Tied up in a Concentrated Stock Position? (Ep. 49)



If you’re the founder of a public company, a long-term employee with accumulated stock options, or an early investor in a highly successful company, it’s likely that you have a concentrated stock position.

So, what should you do when a major portion of your wealth is tied up in a single stock?

Sean Clark, Director of Financial Planning, and David Cariani, Chief Investment Officer, answer this question in today’s episode. They unpack strategies to help you minimize the downside risk exposure and large tax liabilities that come with a concentrated position.

Sean and David discusses:

  • How options and exchange funds help you diversify without having to sell your stock
  • Why leaving a concentrated stock position unattended can be risky
  • Creative gifting strategies to reduce your capital gains tax
  • How your level of concentration affects your wealth management decisions
  • And more

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Private Equity Investment Opportunities in India (Ep. 48)



Do you want to diversify your portfolio by investing outside of the U.S. markets?

If yes, then it is time to take a look at private equity investment opportunities in one of the biggest emerging markets — India. 

In this episode, Derek Myron is joined by Manu Rikhye, partner at GrowX Venture Management. They talk about the emerging sectors in India and how you can invest in early-stage businesses during the different rounds of venture capital funding.

Manu discusses:

  • Why more companies are opting for private equity instead of an IPO
  • Factors that make India an attractive market to invest in today
  • The investment life cycle of a company from idea stage to a large enterprise
  • Mortality rates for early-stage businesses and expected returns if they succeed.
  • And more

Resources:

Connect With Manu Rikhye:

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About Our Guest:

An accomplished professional with 16 years of all‐round contribution in financial services, Manu has extensive experience in the offshoring industry and distressed debt management space – with expertise in core business strategy, M&A, and inspirational leadership. A founding member of the Midland Credit Management India Pvt. Ltd, a wholly owned subsidiary of US-based Encore Capital Group, he was responsible for strategy, business plans, budgets, and P&L for the India Debt Recovery Operations for Encore’s US, UK and Australia & New Zealand portfolios. In 2015, Manu led the acquisition of Baycorp, a leading debt purchasing and contingency collections company based in Australia and New Zealand. Prior to Encore, Manu has worked with established brands including Global Vantedge and GE Capital International Services.

 


Cryptocurrency and Blockchain: A Revolution in Financial Services with Matt Hougan, Part 2 (Ep. 47)



Once you understand cryptocurrency and its different applications, the next big question is: How can you start investing in it?

In part two of this two-part miniseries, Kyle Malmstrom is back with Matt Hougan, Chief Investment Officer at Bitwise Asset Management, the world’s largest crypto index fund manager. They walk you through the different platforms to invest in crypto, and ways to identify the right cryptocurrencies for your portfolio.

Matt discusses:

  • Why crypto makes sense as an asset class and a portfolio diversifier
  • The reason behind multiple cryptocurrencies existing in the market
  • Key investment risks that you should know before investing in crypto
  • How NFTs work – and their future scope in the digital property rights space
  • And more

Resources:

Connect With Matt Hougan:

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About Our Guest:

Matt Hougan is one of the world’s leading experts on crypto, ETFs, and financial technology. He is the Chief Investment Officer for Bitwise Asset Management, the world’s largest provider of cryptocurrency index funds. He was previously CEO of ETF.com and Inside ETFs, where he helped build the world’s first ETF data and analytics system, the leading ETF media site, and the world’s largest ETF conference. Matt is co-author of two publications for the CFA Institute Research Foundation: “A Comprehensive Guide to Exchange-Traded Funds” and “Crypto assets: The Guide to Bitcoin, Blockchain and Cryptocurrencies for Professional Investors.” He is a crypto columnist for Forbes, a three-time member of the Barron’s ETF Roundtable, a member of ETFdb’s ETF Hall of Fame, and the eighth person to receive a Lifetime Achievement Award from ETF.com for contributions to the ETF industry.

 


Cryptocurrency and Blockchain: A Revolution in Financial Services with Matt Hougan, Part 1 (Ep. 46)



The cryptocurrency industry has grown tremendously in recent years, gaining interest from investors all over the world.

Yet, if you have no idea what cryptocurrency is and how blockchain technology works, you’re not alone!

In part one of this two-part miniseries, Kyle Malmstrom speaks with Matt Hougan, Chief Investment Officer at Bitwise Asset Management, the world’s largest crypto index fund manager. Matt dives into the basics of cryptocurrencies and blockchain, their applications, and how they can continue to disrupt the financial industry.

Matt discusses:

  • How cryptocurrency enables much faster transactions compared to traditional banks
  • Why a blockchain is deemed as the world’s most secure database
  • The concepts of decentralized databases and cryptography — and their benefits for crypto investors
  • What the future for financial services could look like with cryptocurrency
  • And more

Resources:

Connect With Matt Hougan:

Connect With Centura Wealth Advisory:

About Our Guest:

Matt Hougan is one of the world’s leading experts on crypto, ETFs, and financial technology. He is the Chief Investment Officer for Bitwise Asset Management, the world’s largest provider of cryptocurrency index funds. He was previously CEO of ETF.com and Inside ETFs, where he helped build the world’s first ETF data and analytics system, the leading ETF media site, and the world’s largest ETF conference. Matt is co-author of two publications for the CFA Institute Research Foundation: “A Comprehensive Guide to Exchange-Traded Funds” and “Crypto assets: The Guide to Bitcoin, Blockchain and Cryptocurrencies for Professional Investors.” He is a crypto columnist for Forbes, a three-time member of the Barron’s ETF Roundtable, a member of ETFdb’s ETF Hall of Fame, and the eighth person to receive a Lifetime Achievement Award from ETF.com for contributions to the ETF industry.