Tag Archives: David Cariani

31. How Life Insurance Solutions Can be Used as an Alternative to Fixed Income Investments With Christopher Hyman



The interest rate yield on traditional fixed income investments, such as bonds, are at an all-time low. Consequently, there is decreased upside potential and a greater downside risk.

In this episode, David Cariani, CIO, is joined by Christopher Hyman, senior case designer at Centura Wealth Advisory, to discuss how life insurance can be a powerful alternative vehicle for fixed income investments. They also dive into the trifecta of benefits that it provides –– downside protection, high liquidity, and an attractive upside potential relative to investments with a similar risk profile.

David and Christopher discuss:

  • How major banks have benefited from Bank-Owned Life Insurance (BOLI) investments
  • Key considerations to keep in mind while selecting a carrier for the life insurance
  • The eligibility criteria to invest in the Indexed Universal Life (IUL) insurance
  • Potential issues that can arise while investing in life insurance and ways to deal with them
  • And more

Connect With Centura Wealth Advisory:

About Our Guest:

Chris has been in the financial services industry for over 13 years. As Senior Case Designer, Chris models in-depth customized planning solutions that fit the diverse needs and goals of Centura clients, and also assists in the ongoing stewardship of those plans. Before joining Centura, Chris served as the sole Case Design specialist for an advisory member firm of M Financial Group, where he developed life insurance solutions for high net worth clients, geared toward estate planning, tax efficiency, and executive compensation.


Episode 16 – How The Single-Family Rental Industry Has Become Reliable For Investors – With Guest Ted Conrads



The single-family rental industry was falling behind the multi-family rental market, however, things continue to change and investors are seeing it as a valuable asset class.

In this episode, David Cariani is joined by Ted Conrads, co-founder and co-president of Colchis Capital. Ted shares background information on Colchis Capital, and explains how the single-family rental industry has become a valuable asset class for investors.

In this episode, you will learn:

  • How Colchis Capital serves clients in four markets across the US
  • How the single-family rental market has become a stable, reliable asset class for investors
  • The role technology plays in the single-family rental industry
  • About a tax-efficient strategy and how investors benefit 
  • And more!

Tune in now to learn how the single-family rental industry has become reliable for investors in recent years!

Resources: Centura Wealth Advisory | David Cariani | Colchis Capital | Ted Conrads


Episode 2 — Meet Centura Wealth Advisory’s David Cariani, CFA, CFP®



Centura Wealth Advisory believes in going above and beyond traditional money management to bring only the best value-added solutions to clients. To do so, they’ve brought on amazing team members who share their vision of what it means to have Liberated Wealth™.

Today, you’ll meet one of those team members, Centura’s co-chief investment officer David Cariani, CFA, CFP®. In this episode, get to know all about David and what drives him to help clients have the best planning experience — and why he’s such a good fit for the Centura team.

In this episode, you’ll learn:

  • Three key finance lessons David learned while growing up
  • Why David wants to maximize the value that families derive from their wealth
  • David’s proudest professional achievement
  • Why Centura’s team stands out from other firms
  • And more!

Tune in now to learn about David Cariani and what he brings to the table at Centura Wealth Advisory!

Resources:  Centura Wealth Advisory